How to Check Your BVN in Nigeria (Simple and Reliable Methods)

Your Bank Verification Number (BVN) is one of the most important pieces of information linked to your bank account in Nigeria. Whether you need it to open a new account, complete a transaction, apply for a loan, or update your records, knowing how to quickly check your BVN can save you time and stress.

This guide explains what a BVN is, why it matters, and all the trusted ways to check or retrieve it; with clear steps and helpful tips along the way.

What Is a BVN?

A Bank Verification Number (BVN) is a unique 11-digit identification number issued to bank customers in Nigeria. It is managed under the supervision of the Central Bank of Nigeria (CBN) and implemented by the Nigeria Inter-Bank Settlement System (NIBSS).

When you enroll for a BVN, your biometric details—such as fingerprints and facial image—are captured and linked to the number. That single BVN then connects all your bank accounts across Nigerian banks.

Why Your BVN Is Important

Your BVN helps protect you and the banking system by confirming your identity across financial institutions.

Without a BVN, you may be unable to:

• Open or operate a bank account fully

• Access loans or credit facilities

• Carry out certain high-value transactions

• Use some digital banking and fintech services

In short, your BVN is essential for secure and uninterrupted banking in Nigeria.

How to Check Your BVN in Nigeria

There are several safe and approved ways to check your BVN. You can choose the option that works best for you.

1. Check Your BVN Using USSD (Fastest Method)

This is the most widely used and convenient option. It works on any phone and does not require internet access.

Steps:

1. Dial *565*0# from the phone number linked to your BVN.

2. Wait a few seconds.

3. Your BVN will be displayed on your screen.

Important notes:

• Works on MTN, Glo, Airtel, and 9mobile

• A small network service fee may apply, depending on your mobile provider

• Use the phone number you registered with your bank

2. Check Your BVN Through Your Bank’s Mobile App

Most Nigerian banks display your BVN inside their official mobile banking apps.

General steps:

1. Open your bank’s mobile app.

2. Log in securely.

3. Go to Profile, Account Information, or Settings.

4. Your BVN should be listed there.

The exact menu name may differ by bank, but the information is usually easy to find once you’re logged in.

3. Check Your BVN via Online Banking (Where Available)

Some banks also show BVN details on their web-based online banking platforms.

How it works:

1. Log in to your bank’s online banking website.

2. Navigate to Profile, Account Details, or Settings.

3. Look for your BVN among your personal information.

If you’re unsure whether your bank supports this, their customer support can confirm.

4. Visit Your Bank Branch

If digital options aren’t working, visiting your bank remains a reliable solution.

What to do:

• Go to any branch of your bank

• Request your BVN at the customer service desk

• Present valid identification (such as a national ID, voter’s card, or account details)

For security reasons, banks will verify your identity before releasing your BVN.

What to Do If You’ve Forgotten or Lost Your BVN

Losing your BVN does not mean you need to re-enroll. Your BVN remains the same for life.

Options to retrieve it:

• Use the USSD code (*565*0#) if you still have the registered phone number

• Contact your bank’s customer service

• Visit a bank branch with valid identification

Only use official bank channels. Avoid third-party services that claim they can “recover” your BVN.

What If Your BVN Is Not Recognized?

If you encounter errors while checking or using your BVN:

• Confirm you are dialing the USSD code from the correct phone number

• Check with your bank to ensure your BVN is properly linked to your account

• Request a BVN verification or update at your bank branch

Issues are usually caused by incomplete linkage, not loss of the BVN itself.

Important Safety Tips

• Never share your BVN publicly or on social media

• Do not send your BVN to unverified websites or individuals

• Banks and regulators will not ask for your BVN via unsolicited calls or messages

Your BVN is sensitive financial information and should be treated like your ATM PIN.

Final Thoughts

Checking your BVN in Nigeria is straightforward once you know the right method. For most people, the USSD code (*565*0#) is the quickest solution, while bank apps and branch visits provide reliable alternatives when needed.

Knowing your BVN—and keeping it secure—helps ensure smooth access to banking services and protects you against identity-related fraud. Once retrieved, consider saving it securely so you don’t have to search for it again.